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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Bozeman, Belgrade and Manhattan, Montana real estate agent(s). Contact Trisha Easton today!

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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
Which U.S. hotel has more fountains than any other hotel in the world?

A 
The Bellagio Hotel in Las Vegas, Nevada has more than 1,000 fountains embellishing an 11+ acre artificial lake.
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Trisha Easton, REALTORŪ, real estate agent and broker for Bozeman, Belgrade and Manhattan, Montana home listings, property and land for sale

Trisha Easton
Keller Williams MT Realty

1174 Stoneridge Drive
Bozeman, MT 59718
1-866-522-7715
Fax: 406-582-0095
trishaeaston@BestImageAgent.com


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